“What about property?” a lot of people say. Well bricks and mortar is generally regarded as a relatively safe haven but the market is cyclical and is well known to crash periodically. The stock markets tend to outperform property over the long term and most investors’ portfolios are heavy in property anyway in the form of the family house.
Money is the best device for storing energy that human beings have devised to date.
This means your wealth is literally a reserve of all the energy that you have amassed at this point in your life. I help you ensure that you aren’t taking any more risk than you need to in order to achieve your objectives.
Secondly, as an IFA, I am Independent, not limited to a restricted panel of providers. Our proposition offers genuine whole of market access and I am fully accountable and liable for my advice. As a client, you are entitled to make a complaint through our Customer Disputes Resolution Process which is ultimately enforced by the Financial Conduct Authority and protected by the Financial Services Compensation Scheme.
And finally, as a Wealth manager - this is the analytical bit where I look at charts, graphs and performance statistics for the funds that you are invested in. I make sure that your numerous tax allowances are being utilised and that your overall portfolio is fully optimised, properly balanced, competitively charged and that you are in the best performing funds.